I hope you are keeping well and looking forward, at long last, to getting back to normality soon. Not long now before we can go to the pub – albeit in the garden! And I can’t wait to see the hairdresser…..
It’s almost the beginning of the new Financial Year.
Which means it’s our birthday! Swift Mortgages is now 4 years old.
But to celebrate our birthday we’ve become Swift Mortgages & Finance!
You may already be aware, but I have spent a few months studying for, and taking, my Diploma in Financial Advice (DipFA) exam. I took the exam in October of last year. Received the pass result in November and then went through the process of registering my change of permissions with the FCA (Financial Conduct Authority) and also with Quilter Financial Services (my financial network).
It still didn’t seem real until the certificate arrived! 🙂
I’m pleased to be able to tell you that I am now qualified to be able to provide financial advice with immediate effect as well as still being able to help with any of your mortgage, equity release and financial protection requirements.
Whether you’re planning for your retirement by making contributions into a pension or increasing your wealth by investing, please feel free to get in touch.
According to Aegon (The Retirement Confidence Survey, 2019) 36% of people have never considered how much they will need to retire comfortably so it’s important to invest in your pension as early as possible.
If you have pensions from previous employers, we can review those and ensure your requirements are on track to provide the income you need on retirement.
If you have money to invest, we can help you make the most of your ISA allowance to earn tax-efficient returns. ISAs are free from personal income tax and capital gains tax*.
Although having a wide range of options is a good situation to be in, it can be difficult to make the right choice. With so many options, how do you know which is right for you and your financial goals?
We’ll discuss your goals and get to know your appetite for investment risk. Then we’ll use our expertise to help you decide which option is best for you.
Please, do get in touch to arrange a meeting.
Likewise, if you know of anyone else who may like need any of the services I provide, I’d be very happy for you to pass on my details.
Thank you and speak soon! x
You can find me on the Equity Release Council’s Website: ERC
You can find me on Vouched For: Vouched For
- Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.
- The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.
- Tax treatment varies according to individual circumstances and is subject to change.
- Investors do not pay any personal tax on income or gains, but ISAs do pay unrecoverable tax on income from stocks and shares received by the ISA managers.
Swift Mortgages and Swift Mortgages & Finance are trading styles of Heide Swift and authorised and regulated by Quilter Financial Planning.
Telephone: 01525 309300
Mobile: 07903 302895