Skip to content

Swift Mortgages & Finance

Swift Mortgages & Finance & Equity Release & Financial Planning

Office: 01525 309300 | Mobile: 07903 302895
heide@swift-mortgages.com
Swift Mortgages & Finance · 3A Station Square · Flitwick · Bedfordshire · MK45 1DP

Menu

MENUMENU

Home
Mortgages
Insurance and Protection
Equity Release
Partner Services
Forms Download
Testimonials

Swift Mortgages and Finance Logo Web 1

Swift Mortgages and Finance Logo Web 1

← Previous
Next →

Let US call YOU:

By submitting this data, you are agreeing to receive a telephone call to discuss your mortgage & finance requirements

Mortgage News Daily

Calmer Markets; Are Home Prices Already Done Falling?
Bonds Rally on Month-End Trading and Friendly Inflation Data
No Whammies From Inflation Data

By clicking on one of these links you are departing from the regulatory site of Swift Mortgages & Finance. Neither Swift Mortgages & Finance nor Quilter Financial Planning Ltd is responsible for the accuracy of the information contained within the linked site.

Brits unaware of benefits of remortgaging

Full article...

swift.mortgages

Good morning! Thank you and welcome to our new fo

Good morning!

Thank you and welcome to our new followers this week.

Have a great weekend, wherever you are and whatever you’re doing xx

#goodmorning #saturday #weekend #weekending #swiftmortgages #swiftmortgagesandfinance #swiftfinancialplanning #thankyou ❤️ 🙏

Blimey. Is that the time? 🤔🙄 Wine & Vinyl T

Blimey. Is that the time? 🤔🙄

Wine & Vinyl Time ❤️👏

Have a great evening xx

#Friday #weekending #vinyl #wine #music #retro #home #80s #80smusic #record #recordplayer #recordplaying #turntable #swiftmortgages #swiftmortgagesandfinance #swiftfinancialplanning

A baby toad or frog is known as a polliwog. Adul

A baby toad or frog is known as a polliwog.

Adults have strong back legs to move them around on land or water, but babies only have tails so they live in water.

Polliwog and tadpole are interchangeable words.

#FridayFacts #Friday #Weekending #tadpole #pollywog #AnimalsofInstagram #Wildanimals #babies #babyanimals #swiftmortgages #swiftmortgagesandfinance #swiftfinancialplanning

Hey how are you all doing? I’m on holiday for

Hey how are you all doing?

I’m on holiday for a few days but today, I thought I’d trim the rather overgrown bush! 😂

I call this ‘personal admin’. Stuff that needs doing. Stuff that you might not like doing, but which cecimes more of a chore the longer you leave it.

Now’s a good time to consider doing your financial ‘personal admin’ as we head to the end of the financial year.

Get all your paperwork up to date if you’re self-employed or if you need to complete a tax return for any other reason.

Sort out all your mortgage statements - do you need to start thinking about a re-mortgage?

Do you have any spare cash that’s not needed to be instantly accessible as an emergency fund but which isn’t currently working hard for you?

Maybe you’re about to receive a dividend and haven’t yet considered what to do with it.

You could invest it into an ISA, your pension or perhaps you could consider an offset mortgage* to give you the meat of both worlds?

Whatever it is you need to do, think about it.

Then do it.

And then you’ll feel so much better and can relax knowing you’ve done it.

*an offset mortgage allows you to utilise your savings to save interest on your mortgage, without having to use the savings to pay off the capital.

Happy hump day! 🐫

Heide x

#admin #personaladmin #winning #justdoit #swiftmortgagesandfinance #swiftfinancialplanning #financialyearend

What is the difference between a re-mortgage and a

What is the difference between a re-mortgage and a rate switch/product transfer?

If your mortgage is in a fixed term, you will revert to your current lender's standard variable rate of interest at the end of the fixed term unless you make arrangements to do something else.

If your mortgage is NOT currently in a fixed term, you're likely EITHER to be on your lender's standard variable rate of interest OR you are on a tracker or discounted rate of interest.

When you're not in a fixed term, you can (usually) change your interest rate without incurring an early repayment penalty.

You have 2 options:

1: You can stay with the same lender as you're already with, and swap the interest rate to a new one (either fixed, or tracker - whatever they have available). This is called a product transfer or rate switch.

2: You can check rates with other lenders and if you feel there is a more suitble rate available to you with another lender, you can re-mortgage to the new lender. This will mean redeeming your existing mortgage and starting a new mortgage with a different lender.

You can consider either or both of the above options at any time, although you may incur early repayment penalties. Your mortgage advisor will be able to help you with this.

Have a great Wednesday! x

#QuestionTime #Conveyancer #Land #Property #Mortgage #Legal #Conveyancing #HomeOwner #HomeMover #HomeOwnership #Remortgage #SwiftMortgages #SwiftMortgagesandFinance #SwiftFinancialPlanning #Rateswitch #producttransfer #stay #go #youdecide #whatsbest

Good morning, and welcome to Monday. How’s you

Good morning, and welcome to Monday.

How’s your to do list coming on?

Have a great week xx

#monday #welcome #hello #lists #todo #bossing #lovealist #bossingit #swiftmortgages #swiftmortgagesandfinance #swiftfinancialplanning

Load More… Follow on Instagram

About Heide
Articles of Interest
Blog Archive
Frequently Asked Questions
Privacy Policy
Top Tip Tuesday
Friday Fact Library
Photo Gallery
Charity of the Year
Latest News from Quilter

We’d love to hear from you so to tag us in social media, please use #SwiftMortgages and/or #SwiftMortgagesandFinance

Copyright © 2023 Swift Mortgages & Finance. Website by Intrada Digital.

Swift Mortgages & Finance is a trading style of Heide Swift who is an appointed representative of Quilter Financial Services Ltd and Quilter Mortgage Planning Ltd which are authorised and regulated by the Financial Conduct Authority.

Swift Mortgages & Finance correspondence address is 3A Station Square, Flitwick, Bedfordshire, MK45 1DP

This website uses cookies. By continuing to browse the site, you are agreeing to our use of cookies: FIND OUT MORE ACCEPT

Privacy & Cookies Policy

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are as essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may have an effect on your browsing experience.

Necessary

Always Enabled

Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.

SAVE & ACCEPT

×

Hello!

Click on my Avatar below to chat on WhatsApp

Mortgage & Protection Advisor Heide Swift

Call me on 07903302895 |

× Chat on WhatsApp?