Think carefully before securing debt against your home, your home may be repossessed if you do not keep up repayments on your mortgage.
The FCA do not regulate buy to let mortgages.
My name is Heide Swift and I have lived in Bedfordshire for the past 16 years.
I have one teenaged son and a dog so most of my spare time is spent running around after the son and walking the dog!
Whether you’re looking for a new property or considering *re-financing your existing home, I can help you review your circumstances and establish how much you may be able to borrow by accessing lenders from across the whole of the market, some of which are not available directly to the general public.
Re-mortgaging your home may be on a like-for-like basis to obtain a better interest rate, or you may wish to raise additional funding to make some home improvements, consolidate debt or for various other reasons.
Once you have your dream home in sight, it’s important you protect it from the unexpected which may include sickness, injury, critical illness and even death. I can therefore help you create a safety net for your family, health, income, home and even your business which will leave you free to pursue your life without worrying about “what if?”.
Contact me now to arrange a complementary initial review of your mortgage (residential and/or buy to let) and protection policies. After we have gone over your circumstances and looked at your current provisions, you are free to decide whether I can be of any assistance to you.
*if you have a mortgage currently, a review of your circumstances may be beneficial. Research from L&C Mortgages (subsequently reported in “Mortgage Introducer” on 22nd March 2017) indicates that as many as 1.1 million households could improve their current mortgage deal by as much as £2,500 per year. 36% of homeowners are on a standard variable rate mortgage which typically is higher than a fixed rate.